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The How much is enough? book and this website are published by A&B Publishers Pty Ltd atf A&B Trust, ABN 54 946 494 237. The content of How much is enough? including content on this website and the How much is enough? retirement calculator, is copyright to Arun Abey and Andrew Ford, 2007. All rights reserved.

The aim of the book, and of this website, is to provide general information about money, investment and people’s mental attitudes towards these subjects. Every effort has been taken to ensure that the contents of the book and of this website are accurate at the time of publication.

However, investment markets and the factors that drive them are constantly changing. Information in the book, or on this website, is in no way intended to replace or supersede independent or other professional advice.

Neither the authors nor the publisher may be held responsible for any action or claim resulting from the use of the book, this website, or any information contained in it. Neither the authors nor the publisher may be held responsible for any content in the FORUM on this website which is open to members of the public to make a contribution.

Except under the conditions described in the Copyright Act 1968 of the Commonwealth of Australia and subsequent amendments, no part of the content in this publication may be reproduced, stored in a retrieval system or transmitted in any form or by means, electronic, mechanical, photocopying, recording or otherwise without the prior permission of the copyright owner.

References in this book to dollars, unless otherwise specified, refer to US dollars.

The various cases studies and stories of people’s lives in the book or on this website draw from real life experience, in some cases involving a composite of stories. People’s names have been changed in these stories to protect privacy.