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Finance Calculators

Here's a selection of financial calculators which can help you to work out how much is enough for what you want.

Basic Savings Calculator
Car Savings Calculator

Retirement Savings Calculator

  Retirement- Funds Required  
    Age of retirement  
    Investment Return  
    Net Current Salary  
    % of Current Salary required in retirement  
  Lump Sum required  
  Multiple of Current Salary  

Please read before using the calculator

Important information:

This calculator should be used after having read How Much is Enough? , especially the sections that describe investment returns and risks. The results of the calculator are based on the input assumptions which you are free to adjust. In the case of investment in the sharemarket, we consider a long term nominal (that is, including inflation) return of 10% per annum to be reasonable based on historical evidence.

However, the sharemarket is volatile and may produce negative returns for significant periods of time. The calculator does not make any adjustments for future inflation. The calculator should be used as a tool to give you an estimate of how different input assumptions can affect the outcome.

It is not to be relied upon for making a financial decision and is not a substitute for financial advice.